Children’s Account
Skipper Savings
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| I want to help my child (age 0-12) start their financial journey with an account that makes saving fun and rewarding.
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| Transactions
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Unlimited
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| Card Eligibility
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No
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| Check Writing
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No
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| Interest
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Premium rate designed to incentivize saving as a habit*
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| Minimum Opening Deposit
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$10
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| Paper Statement Fee
Waived with enrollment in e-statements (available via online banking).
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$3
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| Maintenance Fee
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$0
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Youth Checking and Savings Accounts
Voyager Savings
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Voyager Checking
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| I’m a young adult (age 13-24) who wants to set money aside for my future.
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I’m a young adult (age 13-24) who wants to manage and spend my money without worrying about maintenance fees, ATM fees,** or transaction limits.
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| Transactions
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Unlimited
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Unlimited
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| Card Eligibility
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ATM only
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Debit card
Free ATM access
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| Check Writing
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No
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Yes
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| Interest
|
Premium rate designed to incentivize saving as a habit*
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No
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| Other Perks
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N/A
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No ATM fees (third-party ATM fees are refunded)
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| Minimum Opening Deposit
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$10
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$10
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| Paper Statement Fee
Waived with enrollment in e-statements (available via online banking).
|
$3
|
$3
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| Maintenance Fee
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$0
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$0
|
Admiral Checking & Savings
Admiral Checking |
Admiral Savings |
|
| I’m over 60, and I want all the perks of your basic checking and savings accounts—plus free paper statements!
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||
| Transactions
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Unlimited
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Unlimited
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| Card Eligibility
|
Debit card
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ATM only
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| Check Writing
|
Yes
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No
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| Interest*
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No
|
Yes*
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| Minimum Opening Deposit
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$100
|
$100
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| Paper Statement Fee
Waived with enrollment in e-statements (available via online banking).
|
$0
|
$0
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| Maintenance Fee
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$0
|
$3
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| Waived with $200 average daily balance.
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||
* For current rates, visit https://www.oregoncoast.bank/deposit-rates/
** Oregon Coast Bank does not charge fees at any ATM on the Voyager Checking Account; in fact, we refund third-party ATM fees.